Axis Bank Q4FY26 & Annual Results FY26
Q4FY26 PAT at ₹7,071 crores up 9% QOQ, supported by 8% QOQ fee growth and stable asset quality; strong 6% QOQ growth in deposits and advances, deposit growth aided by healthy 7% QOQ growth in CASA
Axis Bank, one of the largest private sector banks in India, concluded FY26 with a strong performance, reporting a Q4FY26 net profit of ₹7,071 crores, representing a 9% QOQ growth. The Bank demonstrated significant operational momentum with advances growing 19% YOY and total deposits rising 14% YOY, supported by an MEB (Month End Balance) CASA ratio at 40%. Revenue remains strong as Net Interest Income (NII) grew 5% YOY and Fee Income rose 8% QOQ, primarily driven by 11% surge in retail fees. Proactively focusing on long term resilience of the balance sheet, the Bank created an additional one-time provision of ₹ 2,001 crores to navigate global macro-economic uncertainties. During the quarter, the Bank maintained strong momentum across key lending and cards businesses. The Bank acquired approximately 1 million credit cards in Q4FY26 and sustained a market share of ~14% in cards‑in‑force. SME loans grew 24% YoY and 6% QoQ, while Corporate loans registered a robust growth of 38% YoY and 10% QoQ, with the Mid‑Corporate segment increasing by 33% YoY.
During the year, Axis Bank took major strides in customer safety, ecosystem partnership and talent development, reinforcing its focus on building a future-ready franchise. It strengthened digital security with the launch of Safety Centre on its ‘open’ app and SMS Shield, an industry-first sender ID–based authentication solution.
The Bank deepened partnerships, becoming Tesla’s preferred financer in India and collaborating with IndiGo to launch two co-branded cards. It also partnered with Adda247 to roll out a Hire Train Deploy programme to build a trained talent pool, and became the Official Banking Partner of the DP World Professional Golf Tour of India.
Driving inclusion, the Bank enhanced MSME credit access through Gold Loans with higher LTV and same-day disbursements, expanded its presence with the Golden Temple branch in Amritsar, and strengthened rural outreach via the BDPO initiative. Axis Bank also advanced thought leadership with its ‘Missing Half: Women and India’s Growth Challenge’ report, while building brand engagement through SPLASH and its ‘Dil Se Open – ASLI KYC’ campaign.
Amitabh Chaudhry, MD & CEO, Axis Bank said, “As banking becomes increasingly digital – trust, security and relevance remain foundational. This quarter’s initiatives reflect on our intent to empower customers, invest in partner ecosystems, and strengthen talent and inclusion as enduring growth enablers. We have closed the year on a strong note, with consistent progress across all our strategic priorities. While we enter the new financial year with confidence and optimism focusing on building a more resilient franchise, we are conscious of the global macro and geo-political situation shaping up and are closely watching it.”
About Axis Bank:
Axis Bank is one of the largest private sector banks in India. Axis Bank offers the entire spectrum of services to customer segments covering Large and Mid-Corporates, SME, Agriculture, and Retail Businesses. It has 6,275 domestic branches (including extension counters) and 12,796 ATMs and cash recyclers spread across the country as on 31st March 2026. The Bank’s Axis Virtual Centre is present across eight centres with 1,591 Virtual Relationship Managers as on 31st March 2026. The Axis Group includes Axis Mutual Fund, Axis Securities Ltd., Axis Finance, Axis Trustee, Axis Capital, A.TReDS Ltd., Freecharge, Axis Pension Fund and Axis Bank Foundation.
For more information, visit the website: https://www.axis.bank.in/
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