IDBI Bank FY26 Net Profit Up 27% to ₹9,513 Cr, Total Business Tops ₹6 Trillion
Mumbai, India: The Board of Directors of IDBI Bank Ltd. met in Mumbai today and approved the financial results for the Quarter and Year ended March 31, 2026. The Bank delivered its strongest performance to date, with net profit surging 27% year-on-year to ₹9,513 crore in FY 2025-26. Total business crossed the ₹6 trillion milestone to reach ₹6,00,789 crore, registering 14% YoY growth, driven by robust expansion in both deposits and advances.
Total deposits grew 12% YoY to ₹3,47,163 crore, while net advances rose 16% YoY to ₹2,53,626 crore as on March 31, 2026. CASA deposits increased 7% YoY to ₹1,54,816 crore, with the CASA ratio at 44.59%. The Bank’s corporate to retail composition in gross advances stood at 30:70. Asset quality continued to improve, with Gross NPA reducing 66 bps YoY to 2.32% and Net NPA maintained at 0.15%. The Provision Coverage Ratio, including Technical Write-Offs, stood strong at 99.39% and has remained above 99% since September 2023.
On the profitability front, Return on Assets improved 29 bps YoY to 2.27%, while Net Interest Margin for Q4 stood at 4.15%, up 15 bps YoY. Net Interest Income for Q4 FY26 grew 17% YoY to ₹3,851 crore, with operating profit at ₹3,043 crore and net profit at ₹1,943 crore. The Bank’s capital position strengthened further, with CRAR improving 160 bps YoY to 26.65% and Tier I Capital at 25.56%. The Net Credit Deposit Ratio improved 266 bps YoY to 73.06%. Risk Weighted Assets stood at ₹2,23,246 crore as on March 31, 2026, compared to ₹1,93,485 crore a year ago.
Underscoring its focus on technology and inclusive growth, IDBI Bank received the ‘Gold Award’ for Tech-Driven Operational Excellence and ‘Silver Award’ for Cyber Shield Innovation at the IBEX India BFSI Tech Awards 2026. The Bank was also conferred the ‘MSME Leadership Award’ at ‘Connect: India’s Future Ready Leaders- Viksit Bharat @2047’ for driving quality MSME growth beyond industry benchmarks. Additionally, at IBA’s 21st Annual Banking Technology Conference and Citations, IDBI Bank was runner-up for ‘Best Technology Bank of the Year Award’ and ‘Best Fintech & DPI Adoption Award’.
The FY 2025-26 performance reflects IDBI Bank’s continued momentum in profitability, asset quality, capital adequacy, and digital leadership, positioning it strongly for sustained growth.
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